Insurance law involves the contractual relationship between the insurance company and its policy owner regarding the payment for damages in the event of an accident or other certain losses. Insurance policies state coverages, conditions, and exclusions from coverage. However, sometimes a loss may not be excluded from coverage but the insurance company will deny the claim. Conflict arises when the insurance company denies the claim, gives an improper adjustment or valuation of a claim and/or cancels the entire insurance policy.

The Kulik Law Firm is well aware of how frustrating it can be to try and navigate through the bureaucracy of a mammoth insurance company on your own. If you feel as if you are receiving unjust treatment from your commercial, health, life, automobile or homeowner insurance company, please contact us.